Today was the last trading day of the month of September. Time to update the IVY timing portfolio signals. This post updates the signals for the basic IVY 5 asset class timing portfolio, also known as GTAA 5.
You can see the spreadsheet on line here. The spreadsheet updates daily but remember that only the prices at the end of the month are used to generate buy/sell signals. I also have a version of the basic IVY that uses different ETFs for the commodities (GSG in place of DBC) and bonds (VGIT in place of IEF) portions of the portfolio. GSG and VGIT have slightly lower fees than their counterparts. Also, note that due to the different composition of the ETFs the buy/sell signals may be different.
For this month VEU went back on a buy signal in both portfolios. Also, in the lower cost portfolio the commodities ETF, GSG, went on a sell signal by a small margin. Both portfolios are now aligned with the same signals. Both portfolios are 40% invested and 60% in cash.
For previous posts on the basics of the IVY timing model and its performance see here and here. There are also posts on extensions to the basic IVY portfolio to include more asset classes (here) and some more aggressive models (here). Finally, this post discusses fees, commissions, and taxes.